How to Apply for PAN Card as an NRI in 2025 – Complete Online Guide
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PAN Card Apply and Download Process (Step-by-Step Guide) for NRI
Apply PAN card for NRI online
NRI PAN card application process
Step 1: Choose the Appropriate Application Form
Form 49A: For Indian citizens residing abroad.
Form 49AA: For foreign citizens (including Persons of Indian Origin and Overseas Citizens of India).
Step 2: Access the Official Application Portals
You can apply through either of the following authorized portals:
NSDL
UTIITSL
Step 3: Complete the Application Form
Fill out the chosen form with accurate personal and contact details.
Select the appropriate category (e.g., Individual, Company, Trust).
Indicate whether you require a physical PAN card, an e-PAN, or both
Step 4: Documents required for NRI PAN card
Copy of passport
OCI (Overseas Citizen of India) card
PIO (Person of Indian Origin) card
Proof of Address
Copy of passport
Foreign bank account statement
NRE (Non-Resident External) bank account statement showing at least two transactions in the last six months, duly attested by the Indian Embassy/Consulate or authorized bank official
Photograph:
Two recent passport-sized photographs
Note: Ensure that all documents are self-attested. If submitting copies, they should be notarized or attested by an Indian Embassy/Consulate.
Step 5: Pay the Application Fee
For communication address within India: ₹107 (inclusive of taxes)
For communication address outside India: ₹994 (inclusive of taxes and dispatch charges)
Payment can be made using credit/debit cards, net banking, or demand draft, depending on the portal’s options
Step 6: Submit the Application
After completing the form and payment, submit the application online.
Print the acknowledgment receipt generated upon submission.
Send the signed acknowledgment along with the required documents to the designated address provided by the portal.
Delivery Timeline
Once the application is processed and approved, the PAN card is typically dispatched within 15–20 working days. Delivery times may vary based on the communication address provided.
Track Your Application Status
You can track the status of your PAN application using the acknowledgment number:
NSDL
UTIITSL
FAQs About OCI Card Application
1. Is it mandatory for an NRI to have a PAN card?
Answer: Not always. NRIs need a PAN card only if:
They want to invest in India (e.g., mutual funds, stocks).
They have taxable income in India.
They want to purchase property in India.
They need to open a bank account (sometimes required).
2. Which form should NRIs use to apply for a PAN card?
Answer:
Form 49A: For Indian citizens, including NRIs.
Form 49AA: For foreign citizens (including OCI and PIO cardholders).
3. Can NRIs apply for a PAN card online?
Answer: Yes. NRIs can apply through:
- NSDL
- UTTI
4. What documents are required for NRIs applying for PAN?
Answer:
Proof of Identity (passport, OCI/PIO card)
Proof of Address (passport, bank statement, NRE account)
Photographs (two passport-size)
All documents should be self-attested and attested by the Indian Embassy/Consulate or a Notary Public abroad.
5. What is the fee for applying from abroad?
Answer:
₹107 (if address is in India)
₹994 (if address is outside India, includes dispatch charges)
6. Can NRIs apply for an e-PAN?
Answer: Yes. While applying, you can opt for e-PAN, which is sent via email. A physical PAN card is optional if e-PAN suffices for your use.
7. How long does it take to receive the PAN card?
Answer: Typically, 15–20 working days after the documents are received and verified. International delivery may take longer.
8. How can I track my PAN application status?
Answer:
NSDL: Track Here
UTIITSL: Track Here
9. Can I apply through an agent while abroad?
Answer: Yes. Many authorized agents and services assist with NRI PAN applications, including some Indian banks offering NRI services.
10. What if I already have a PAN but lost it?