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🏦 Best Banks & Online Platforms to Open USA Bank Accounts for NRIs
1. Chase Bank
Well-known national bank with NRI-friendly services.
Offers checking and savings accounts.
Some branches support online account opening with video KYC.
Requires SSN or ITIN.
A major U.S. bank offering checking and savings accounts with a strong branch network, excellent mobile banking, and support for international transfers. May require in-person verification.
2. Bank of America
Open Account
Large U.S. bank with digital acco unt opening options.
Supports accounts for visa holders and Green Card holders.
Offers mobile banking apps and international transfers.
One of the largest banks in the USA, supporting online applications and financial products for NRIs and visa holders. Offers good customer service and global ATM access.
3. Wells Fargo
Nationwide bank with online account opening.
Accepts NRIs with valid visa and documents.
Provides debit cards and mobile banking.
A trusted bank with wide coverage and in-person services. NRIs can open accounts with valid documents, but an in-branch visit is often required.
4. Citibank
International bank with good NRI services.
Online account opening for select states.
Multi-currency accounts and global transfer options.
Global presence with NRI-friendly accounts and multi-currency options. Good for international transfers and linking U.S.-India accounts.
5. Capital One
Online-first bank with easy account setup.
Offers checking and savings accounts with no monthly fees.
Good for tech-savvy NRIs.
Digital-first U.S. bank offering checking accounts with no monthly fees. Simple online application; ideal for NRIs with SSN/ITIN and U.S. address.
6. Chime
Online-only bank, very popular for easy digital account opening.
No minimum balance or monthly fees.
Provides instant virtual debit card after account approval.
Online-only U.S. fintech with quick setup, no hidden fees, and mobile-friendly banking. Instant debit card access. U.S. address and SSN required.
7. Wise (formerly TransferWise) Borderless Account
Not a traditional bank, but a multi-currency digital account.
Hold and transfer USD, INR, and other currencies.
Great for NRIs managing money between USA and India.
Wize Multi-currency digital account ideal for NRIs. Supports holding and transferring USD, INR, and other currencies. Not a bank but trusted globally.
8. HSBC USA
Global bank with NRI-friendly products.
Supports online account opening for international customers.
Offers premium banking services and multi-currency accounts.
Global bank offering international banking and multi-currency accounts. NRIs can open accounts with required documents and benefit from global transfers.
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