How to Apply for the Apple Card
Applying for the Apple Card is straightforward and can be done directly from your Apple device:
Open the Wallet App: On your iPhone, open the Wallet app and tap
Select Apple Card: Choose “Apple Card” from the list of available cards.
Complete the Application: Follow the on-screen instructions to provide the necessary information.
Review and Accept: If approved, review the offered credit limit and APR, then accept the terms.support.apple.com
Start Using Your Card: Once accepted, your Apple Card will be added to your Wallet, and you can request a physical titanium card if desired
Note: To apply, your device region needs to be set to the United States. support.apple.com
✅ Eligibility Criteria
To be eligible for the Apple Card, you must:
Age: Be at least 18 years old.
Residency: Be a U.S. citizen or lawful resident with a valid, physical U.S. address (P.O. Boxes are not accepted
Device Requirements: Own an iPhone or iPad with the latest iOS or iPadOS, signed in with your Apple ID, and have two-factor authentication enabled.
Credit Requirements: Have a credit score that meets the approval criteria set by Goldman Sachs, the issuing bank.
Note: If you have a freeze on your credit report, you’ll need to temporarily lift it before applying.
📄 Required Documents
When applying, be prepared to provide:
Personal Information: Full legal name, date of birth, and Social Security Number.
Contact Information: Current address, phone number, and email address.discussions.apple.com
Financial Information: Employment status and total annual income.
Note: In some cases, you may be asked to verify your identity with a driver’s license or state-issued photo ID.
💳 Key Benefits of the Apple Card
Cashback Rewards: Earn Daily Cash on every purchase: 3% on Apple purchases and select merchants, 2% when using Apple Pay, and 1% on other purchases.
No Fees: Enjoy no annual, late, foreign transaction, or over-the-limit
yment history, and manage your account with ease.en.wikipedia.org+3walletswizard.com+3financesall.com+3
Security: Benefit from advanced security features like Face ID, Touch ID, and unique transaction codes
Family Sharing: Share your Apple Card with family members through Apple Card Family, allowing co-owners and participants to build credit together.
❓ FAQs – Apple Credit Card
Q1. How do I apply for the Apple Card?
A1. Open the Wallet app on your iPhone, tap the “+” icon, select “Apple Card,” and follow the on-screen instructions to apply.
Q2. What are the eligibility requirements for the Apple Card?
A2. You must be:
At least 18 years old
A U.S. citizen or legal resident
Using an eligible iPhone with the latest iOS
Signed into iCloud with your Apple ID and two-factor authentication enabled
Q3. What documents are required for the Apple Card application?
A3. You’ll need:
Full name, address, and phone number
Social Security Number (SSN)
Annual income details
In some cases, a government-issued photo ID (like a driver’s license)
Q4. What are the main benefits of the Apple Card?
A4.
Daily Cash (3% for Apple/partners, 2% with Apple Pay, 1% otherwise)
No fees (annual, late, foreign transaction)
Built-in Wallet app management
Strong security with Face ID/Touch ID
Family sharing with Apple Card Family
Q5. Can I apply for the Apple Card without a credit history?
A5. Yes, some applicants with limited credit history may still be approved, especially if they meet income and identity requirements. Apple may also offer a Path to Apple Card program for those initially declined.
Description:
Looking to apply for the Apple Credit Card in 2025? This post provides a complete guide on how to apply, eligibility criteria, required documents, and key benefits. Whether you’re a loyal Apple user or simply want a credit card with no fees and daily cashback rewards, the Apple Card—issued by Goldman Sachs—is a strong option. Learn how to apply using your iPhone, what credit score is needed, what documents are required, and all the features that make Apple Card one of the most transparent and secure credit cards available.