How to Get the Blue Cash Everyday® Card from American Express – Full Benefits & Guide
The Blue Cash Everyday® Card from American Express is one of the best no annual fee credit cards for everyday spending like groceries, gas, and online shopping. It’s perfect for families and daily users looking to save consistently.
🌟 Top Benefits of Blue Cash Everyday® Card
| Feature | Details |
|---|---|
| 🛒 3% Cash Back at Supermarkets | On up to $6,000 per year, then 1% (U.S. only) |
| ⛽ 3% Cash Back at U.S. Gas Stations | On up to $6,000 per year, then 1% |
| 💻 3% Cash Back on U.S. Online Retail Purchases | Great for Amazon, Walmart, Target, etc. |
| 🛍️ 1% Cash Back | On all other purchases |
| 💰 $200 Welcome Bonus | After you spend $2,000 in the first 6 months |
| 🧾 No Annual Fee | Save more over time – free to use |
| 📱 Buy Now, Pay Later Option | Plan purchases of $100+ into monthly payments (fees may apply) |
| 🧳 Amex Benefits | Includes fraud protection, car rental loss and damage insurance, Global Assist, etc. |
📋 Eligibility Criteria (2025)
| Requirement | Details |
|---|---|
| 📈 Credit Score | Recommended: 670+ (Good credit and above) |
| 🧾 U.S. Address | Required |
| 👤 Age | 18+ years, U.S. citizen or permanent resident |
| 💼 Proof of Income | Required for approval |
| 🧾 SSN or ITIN | Needed to apply |
📑 Documents Required
- Social Security Number (SSN) or ITIN
- Government-issued photo ID (license or passport)
- U.S. mailing address
- Proof of income (optional but strengthens approval)
📝 How to Apply (Step-by-Step)
- Visit the official Amex website:
👉 https://www.americanexpress.com/us/credit-cards/blue-cash-everyday/ - Click “Apply Now”
- Fill in details:
- Full Name
- SSN
- Annual Income
- Address & Contact Info
- Submit the form
- Instant decision in most cases
- Receive card by mail within 5–7 business days
💡 Tips to Maximize Blue Cash Everyday®
- 💸 Use it at supermarkets, gas stations & online retail for maximum cash back
- 🔄 Pay off in full each month to avoid interest
- 📲 Use the Amex app to manage rewards and monitor spending
- 🎁 Use welcome offer strategically (spend $2,000 within 6 months)
❓ FAQs – Amex Blue Cash Everyday® Card (2025)
Q1. Is there any annual fee?
❌ No, it’s completely free – $0 annual fee.
Q2. How is it different from Blue Cash Preferred®?
🔸 The Preferred version offers higher cashback rates (6%) but has a $95 annual fee. Everyday is better for fee-free savings.
Q3. Can I apply with average credit?
⚠️ Approval is more likely with a good score (670+). If your score is lower, consider a secured Amex or credit-building card.
Q4. How do I redeem cashback?
✅ Cashback is credited as Reward Dollars, which you can redeem as a statement credit or at online checkout.